ViitPay values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our services.
1. Information We Collect
Personal Data: Name, BVN, phone number, email, address, date of birth, ID documents (for KYC)
Payment Data: Linked bank account or mobile wallet references
Device Data: IP address, device fingerprint, and geolocation (for fraud prevention)
Transaction Data: Amounts, recipients, frequency, and history
2. How We Use Your Data
To provide secure payments via your ViitPay ID
To comply with KYC, AML, and CBN regulations
To detect and prevent fraud
To improve our services and personalize your experience
To send notifications about transactions or updates
3. How We Share Your Data
We may share your data with:
Banks and payment processors to complete transactions
Regulators and law enforcement when legally required
Technology partners who provide hosting, analytics, or fraud prevention
We will never sell your personal information to third parties.
4. Security Measures
End-to-end encryption of sensitive data
Transaction PIN and biometric authentication
Regular audits and compliance with global data protection laws (NDPR, GDPR)
5. Your Rights
You have the right to:
Access and request a copy of your data
Correct or update inaccurate data
Request deletion of your data (subject to financial regulations)
Opt-out of marketing communications
6. Data Retention
We retain transaction records as required by law (e.g., 7 years for compliance)
Non-essential data may be deleted at your request
7. International Transfers
If you use ViitPay outside Nigeria, your data may be transferred internationally. We ensure compliance with cross-border data protection laws.
8. Contact Us
If you have questions about this Privacy Policy, please contact us: